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        <title>HomeSeller’s blog</title>
        <link>http://homeseller.vox.com/library/posts/page/1/</link>
        <description></description>
        <language>en</language>
        <generator>Vox</generator>
        <lastBuildDate>Mon, 29 Jun 2009 20:59:35 -0700</lastBuildDate>
        <copyright>Copyright 2009</copyright>
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        <item>
            <title>Bank Foreclosure in Itasca, Illinois</title>
            <link>http://homeseller.vox.com/library/post/bank-foreclosure-in-itasca-illinois.html?_c=feed-rss-full</link>   
            <author>nobody@vox.com(HomeSeller)</author>
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            <pubDate>Mon, 29 Jun 2009 20:59:35 -0700</pubDate>         
            
            <description>    &lt;div&gt;&lt;span style=&quot;font-size: 14px;&quot;&gt;Bank foreclosure - solid construction - newer ranch (built 1965) with basement and second kitchen. One of best deals on &lt;a href=&quot;http://www.arlingtonheights-realestate.info/Foreclosed_houses_cheap_homes_bank_owned_properties_Itasca.html&quot; rel=&quot;nofollow&quot;&gt;foreclosures in Itasca&lt;/a&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 16px;&quot;&gt; 3BR/2BA Single Family House offered at $170,500&lt;/span&gt;&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;img style=&quot;text-align: left&quot; /&gt;&lt;a href=&quot;http://www.arlingtonheights-realestate.info/Foreclosed_houses_cheap_homes_bank_owned_properties_Itasca.html&quot; rel=&quot;nofollow&quot;&gt;&lt;img src=&quot;http://www.arlingtonheights-realestate.info/Images/Brokermid.jpg&quot; style=&quot;text-align: center; width: 312px; height: 254px;&quot; /&gt;&lt;/a&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Desirable All Brick Ranch located in a quite residential area. Features include country kitchen and large rec room. This 3 bedroom and 2 full bath home is ready for you to move in and enjoy. The summer kitchen in the lower level is great for cooking on hot summer days. The fabulous 2 car garage is an added plus. Come see today! Large patio. Closed to park, shopping and METRA train station. Sold in &amp;quot;as is&amp;quot; condition. Bank owned.&lt;/div&gt;&lt;div&gt;&amp;#160;&amp;#160; &lt;p&gt;For more bank owned properties in Chicagoland, please visit our &lt;a href=&quot;http://www.arlingtonheights-realestate.info/Foreclosed_properties_cook_county.html&quot; rel=&quot;nofollow&quot;&gt;Chicago suburbs foreclosures website&lt;/a&gt; .&lt;/p&gt;&lt;/div&gt;     &lt;p style=&quot;clear:both;&quot;&gt; 
    &lt;a href=&quot;http://homeseller.vox.com/library/post/bank-foreclosure-in-itasca-illinois.html?_c=feed-rss-full#comments&quot;&gt;Read and post comments&lt;/a&gt;   |   
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            <title>Easy Way to keep track with the financial crisis</title>
            <link>http://homeseller.vox.com/library/post/easy-way-to-keep-track-with-the-financial-crisis.html?_c=feed-rss-full</link>   
            <author>nobody@vox.com(HomeSeller)</author>
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            <pubDate>Wed, 08 Oct 2008 09:54:10 -0700</pubDate>         
            
            <description>    &lt;p&gt;In the last few weeks economy became number one topic in the news and a reason for huge concern among&amp;#160; Americans. There is a great deal of confusion about what really caused the problems we are facing now and what options are available to deal with them. Unlike many commercial media shows, Marketplace by American Public Media offers an in-depth coverage of the current financial crisis from many perspectives. The show can present even the most complex topics in an easy to understand, jargon-free way. I recommend The Marketplace (available through National Public Radio) for anyone interested in learning more about how our economy works and making sense of current events on Wall Street and beyond. Marketplace is also &lt;a href=&quot;http://marketplace.publicradio.org/episodes/show_rundown.php?show_id=14&quot;&gt;available on-line&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;For more information about U.S. financial crisis of 2008, please visit my &lt;a href=&quot;http://activerain.com/blogs/piotrek70&quot;&gt;real estate blog&lt;/a&gt;.&lt;br /&gt; &lt;/p&gt;    &lt;p style=&quot;clear:both;&quot;&gt; 
    &lt;a href=&quot;http://homeseller.vox.com/library/post/easy-way-to-keep-track-with-the-financial-crisis.html?_c=feed-rss-full#comments&quot;&gt;Read and post comments&lt;/a&gt;   |   
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            <category domain="http://homeseller.vox.com/tags/">public radio</category> 
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            <category domain="http://homeseller.vox.com/tags/">financial crisis</category>   
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        <item>
            <title>Freddie and Fannie Scare</title>
            <link>http://homeseller.vox.com/library/post/freddie-and-fannie-scare.html?_c=feed-rss-full</link>   
            <author>nobody@vox.com(HomeSeller)</author>
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            <pubDate>Mon, 14 Jul 2008 13:12:55 -0700</pubDate>         
            
            <description>    &lt;p&gt;Recent couple of days brought us rumors about possible Fannie-Freddie meltdown, so I believe it
is good to have some perspective. Certainly, if any of those mortgage
giants looses liquidity, the impact on the housing market would be
huge. Doomsday scenarios predict that getting a home loan or
refinancing existing mortgage without Fannie or Freddie buying them
back, would become virtually impossible. This is because private
lenders would have very limited options to re-invest their mortgages.
Fannie May and Freddie Mac used to be the most trusted names on the
secondary mortgage market. They are either buying or guaranteeing
hundreds of thousands of individual mortgages repackaged as
&amp;quot;mortgage-backed securities&amp;quot;.&lt;/p&gt;&lt;p&gt; Almost all experts agree that U.S.
Government will never allow that. No economy in the World can afford to
freeze its mortgage lending industry. The most likely scenario is that
we are going to have another &amp;quot;bail out&amp;quot; similar to what happened to
Wall Street investment bank - Baer Stearns few months ago. How such
bail out would affect activities on the real estate market? Most
likely, the impact to borrowers would be minimal with both institutions
saved by tax-payers&amp;#39; money and continuing to do the business as before.
There could be additional government oversight put in place or some
rules of making business changed, but in general, U.S. housing market
should not suffer if indeed Fannie Mae and Freddy Mac are to be saved
by current Bush administration. This is certainly good news given the
fact that in some areas each month brings higher home sales figures.
For example, in Arlington Heights IL real estate market, the existing
single family home sales rose 45% in June 2008 if compared with the
previous month. You can observe the trend at &lt;a href=&quot;http://www.homes-arlingtonheights.com/&quot;&gt;www.homes-arlingtonheights.com&lt;/a&gt; and also see other &lt;a href=&quot;http://www.arlingtonheights-realestate.info&quot;&gt;houses for sale in Arlington Heights IL&lt;/a&gt; &lt;/p&gt;    &lt;p style=&quot;clear:both;&quot;&gt; 
    &lt;a href=&quot;http://homeseller.vox.com/library/post/freddie-and-fannie-scare.html?_c=feed-rss-full#comments&quot;&gt;Read and post comments&lt;/a&gt;   |   
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&lt;/p&gt;
 
            </description> 
            <category domain="http://homeseller.vox.com/tags/">condos arlington heights illinois</category> 
            <category domain="http://homeseller.vox.com/tags/">homes for sale arlington heights il</category> 
            <category domain="http://homeseller.vox.com/tags/">houses in arlington hts</category>   
        </item> 
 
        <item>
            <title>There could be a light in the tunnel</title>
            <link>http://homeseller.vox.com/library/post/6a00e398c309ae000500fa967a620e0003.html?_c=feed-rss-full</link>   
            <author>nobody@vox.com(HomeSeller)</author>
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            <pubDate>Tue, 27 May 2008 19:07:00 -0700</pubDate>         
            
            <description>    &lt;p&gt;We all can use good news about real estate market. We got some today. Against most expectations - new home sales rose 3.3% in April. Over half million new homes were sold, which is still near the 17-year low but could be a beginning of the upward trend in the real estate market - a good forecast for next year. The median price of a new home sold in April was $246,100, up 1.5% from $242,500  a year earlier, according to the key government report on the battered housing market. Stay tuned for more good news. You may also visit my &lt;a href=&quot;http://www.homes-arlingtonheights.com/Search_homes_houses_townhouses_for_sale_in_Arlington_Heights_IL.html&quot;&gt;Chicago Suburbs Homes Sales&lt;/a&gt; website for home sales information from northwest suburbs of Chicago.&lt;/p&gt;    &lt;p style=&quot;clear:both;&quot;&gt; 
    &lt;a href=&quot;http://homeseller.vox.com/library/post/6a00e398c309ae000500fa967a620e0003.html?_c=feed-rss-full#comments&quot;&gt;Read and post comments&lt;/a&gt;   |   
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&lt;/p&gt;
 
            </description>   
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        <item>
            <title>April 2008 Home Sales Data</title>
            <link>http://homeseller.vox.com/library/post/6a00e398c309ae000500fa967a62090003.html?_c=feed-rss-full</link>   
            <author>nobody@vox.com(HomeSeller)</author>
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            <pubDate>Sat, 17 May 2008 19:27:00 -0700</pubDate>         
            
            <description>    &lt;p&gt;The volume of homes sold in April 2008 was about 65% of the homes sold in the same period last year. If you would like to find out how homes sold in your neighborhood, please follow the following links:&lt;br /&gt;&lt;ul&gt;&lt;li&gt;&lt;a href=&quot;http://www.homes-arlingtonheights.com/April_2008_Arlington_Heights_Home_Sales.html&quot;&gt;&lt;span style=&quot;font-size:85%;&quot;&gt;ARLINGTON HEIGHTS Home Sales&lt;br /&gt;&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://www.homes-arlingtonheights.com/April_2008_Buffalo_Grove_Home_Sales.html&quot;&gt;&lt;span style=&quot;font-size:85%;&quot;&gt;BUFFALO GROVE Home Sales&lt;br /&gt;&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;span style=&quot;font-size:85%;&quot;&gt;&lt;a href=&quot;http://www.homes-arlingtonheights.com/April_2008_Des_Plaines_Home_Sales.html&quot;&gt;DES PLAINS Home Sales&lt;/a&gt;&lt;br /&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://www.homes-arlingtonheights.com/April_2008_Mt_Prospect_Home_Sales.html&quot;&gt;&lt;span style=&quot;font-size:85%;&quot;&gt;MOUNT PROSPECT Home Sales&lt;br /&gt;&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://www.homes-arlingtonheights.com/April_2008_Palatine_Home_Sales.html&quot;&gt;&lt;span style=&quot;font-size:85%;&quot;&gt;PALATINE Home Sales&lt;br /&gt;&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://www.homes-arlingtonheights.com/April_2008_Schaumburg_Home_Sales.html&quot;&gt;&lt;span style=&quot;font-size:85%;&quot;&gt;SCHAUMBURG Home Sales&lt;br /&gt;&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://www.homes-arlingtonheights.com/April_2008_Wheeling_Home_Sales.html&quot;&gt;&lt;span style=&quot;font-size:85%;&quot;&gt;WHEELING Home Sales&lt;br /&gt;&lt;/span&gt;&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;pre style=&quot;font-family:trebuchet ms;&quot;&gt;&lt;span style=&quot;font-size:85%;&quot;&gt;&lt;br /&gt;&lt;/span&gt;If you are interested in real estate sales from other town, please contact me at &lt;a href=&quot;mailto:peter@a1agent.info&quot;&gt;peter@a1agent.info&lt;/a&gt; or &lt;a href=&quot;http://www.homes-arlingtonheights.com/Arlington_Heights_IL_best_realtors_top_real_estate_agents_brokers.html&quot;&gt;visit our website&lt;/a&gt;&lt;/pre&gt;&lt;/p&gt;    &lt;p style=&quot;clear:both;&quot;&gt; 
    &lt;a href=&quot;http://homeseller.vox.com/library/post/6a00e398c309ae000500fa967a62090003.html?_c=feed-rss-full#comments&quot;&gt;Read and post comments&lt;/a&gt;   |   
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        <item>
            <title>Great Home in Perfect Location Northwest Suburbs of Chicago</title>
            <link>http://homeseller.vox.com/library/post/picture-1387this-home.html?_c=feed-rss-full</link>   
            <author>nobody@vox.com(HomeSeller)</author>
            <comments>http://homeseller.vox.com/library/post/picture-1387this-home.html?_c=feed-rss-full</comments>
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            <pubDate>Thu, 15 May 2008 14:16:21 -0700</pubDate>         
            
            <description>    &lt;p&gt;&lt;span style=&quot;FONT-SIZE: 100%&quot;&gt;&lt;span style=&quot;FONT-FAMILY: trebuchet ms&quot;&gt;

    
    
    
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    class=&quot;enclosure enclosure-right enclosure-medium photo-enclosure&quot; 
     style=&quot;text-align: center; float: right;&quot;&gt;
&lt;div class=&quot;enclosure-inner&quot;
    
        style=&quot;padding: 9px; border: 1px solid; width: px; margin: 0 0 20px 20px;&quot;
    &gt;
    &lt;div class=&quot;enclosure-list&quot;&gt;
        &lt;div class=&quot;enclosure-item photo-asset last&quot;&gt;
    
            &lt;div class=&quot;enclosure-image&quot;&gt;
        
                &lt;a href=&quot;http://homeseller.vox.com/library/photo/6a00e398c309ae000500fae8b9ab2d000b.html&quot;&gt;&lt;img src=&quot;http://a5.vox.com/6a00e398c309ae000500fae8b9ab2d000b-200pi&quot; alt=&quot;303 S. Waterman, Arlington Heights, IL&quot; title=&quot;303 S. Waterman, Arlington Heights, IL&quot; /&gt;&lt;/a&gt;
        
            &lt;/div&gt;
            &lt;div class=&quot;enclosure-meta&quot;&gt;
                &lt;div class=&quot;enclosure-asset-name&quot;&gt;&lt;a href=&quot;http://homeseller.vox.com/library/photo/6a00e398c309ae000500fae8b9ab2d000b.html&quot; title=&quot;303 S. Waterman, Arlington Heights, IL&quot;&gt;303 S. Waterman, Arlington Heights, IL&lt;/a&gt;&lt;/div&gt;
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This home really makes the DIFFERENCE. Beatifully upgraded throughout this brick ranch located in Arlington Heights most desirable school district. Solid all-brick construction, brand-new windows, doors and attached 2.5-car garage. Tastefully decorated and professionally remodeled throughout. Main features include new bathrooms, kitchen, electrical installation, plumbing and A/C system. Enjoy spacious living/dinning room and modern kitchen with extra table space. Gleaming hardwood floors throughout, great attention to detail and superb materials make this home your #1 choice in the neighborhood! Please visit &lt;a href=&quot;http://www.homes-arlingtonheights.com/Search_homes_houses_townhouses_for_sale_in_Arlington_Heights_IL.html&quot;&gt;&lt;span style=&quot;color: #776644&quot;&gt;this home&amp;#39;s website&lt;/span&gt;&lt;/a&gt; for more information including &lt;span style=&quot;FONT-WEIGHT: bold; COLOR: rgb(204,0,0)&quot;&gt;school report cards&lt;/span&gt; and &lt;a href=&quot;http://www.homes-arlingtonheights.com/Homes_recently_sold_recent_homes_sales_townhouses_Arlington_Heights.html&quot;&gt;&lt;span style=&quot;FONT-WEIGHT: bold; COLOR: rgb(204,0,0)&quot;&gt;up-to-date homes sales reports&lt;/span&gt; &lt;/a&gt;from Schiller Park and other northwest suburbs of Chicago.&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;/p&gt;    &lt;p style=&quot;clear:both;&quot;&gt; 
    &lt;a href=&quot;http://homeseller.vox.com/library/post/picture-1387this-home.html?_c=feed-rss-full#comments&quot;&gt;Read and post comments&lt;/a&gt;   |   
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            </description> 
            <category domain="http://homeseller.vox.com/tags/">houses for sale in arlington heights</category> 
            <category domain="http://homeseller.vox.com/tags/">homes for sale in northwest suburban chicagoland</category> 
            <category domain="http://homeseller.vox.com/tags/">homes for sale in arlington heights</category> 
            <category domain="http://homeseller.vox.com/tags/">brick houses for sale in arlington heights il</category>    
        </item> 
 
        <item>
            <title>School Report Cards</title>
            <link>http://homeseller.vox.com/library/post/6a00e398c309ae000500fad68bef970005.html?_c=feed-rss-full</link>   
            <author>nobody@vox.com(HomeSeller)</author>
            <comments>http://homeseller.vox.com/library/post/6a00e398c309ae000500fad68bef970005.html?_c=feed-rss-full</comments>
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            <pubDate>Sat, 10 May 2008 20:14:00 -0700</pubDate>         
            
            <description>    &lt;p&gt;&lt;span class=&quot;Introduction&quot;&gt;Every public school in Illinois has to meet certain standards set forth by the State. Each year the Illinois Standardized Academic Test (ISAT) is administered throughout Illinois to measure each school&amp;#39;s performance. The results of these tests are available to the public and are one of the factors families use to determine where they would like to move. On &lt;a href=&quot;http://www.homes-arlingtonheights.com&quot;&gt;our website&lt;/a&gt; we have listed  test results of public schools in the Arlington Heights, Illinois area. Upon request, we can e-mail any report in  the PDF format for easy preview and printing. On our website you can also find &lt;a href=&quot;http://www.homes-arlingtonheights.com/Homes_recently_sold_recent_homes_sales_townhouses_Arlington_Heights.html&quot;&gt;recent real estate sales from Arlington Heights&lt;/a&gt; and the &lt;a href=&quot;http://www.homes-arlingtonheights.com/Search_homes_houses_townhouses_for_sale_in_Arlington_Heights_IL.html&quot;&gt;list of homes for sale&lt;/a&gt;.&lt;br /&gt;&lt;/span&gt;&lt;/p&gt;    &lt;p style=&quot;clear:both;&quot;&gt; 
    &lt;a href=&quot;http://homeseller.vox.com/library/post/6a00e398c309ae000500fad68bef970005.html?_c=feed-rss-full#comments&quot;&gt;Read and post comments&lt;/a&gt;   |   
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            <category domain="http://homeseller.vox.com/tags/">homes for sale in arlington heights</category> 
            <category domain="http://homeseller.vox.com/tags/">arlington heigts school report cards</category> 
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            <category domain="http://homeseller.vox.com/tags/">realtors arlington heights</category>   
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            <title>Insider Information</title>
            <link>http://homeseller.vox.com/library/post/6a00e398c309ae000500fae8be5038000b.html?_c=feed-rss-full</link>   
            <author>nobody@vox.com(HomeSeller)</author>
            <comments>http://homeseller.vox.com/library/post/6a00e398c309ae000500fae8be5038000b.html?_c=feed-rss-full</comments>
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            <pubDate>Fri, 02 May 2008 03:51:00 -0700</pubDate>         
            
            <description>    &lt;p&gt;Do you know Realtors have access to &amp;quot;insider&amp;quot; information the general public does not? A knowledgeable real estate agent can provide prospective home buyers with:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;area school &lt;a href=&quot;http://www.homes-arlingtonheights.com/School_reports_test_score_cards_best_schools_Arlington_Heights_IL.html&quot;&gt;report cards&lt;/a&gt;&lt;/li&gt;&lt;li&gt;detailed tax information, including taxes of comparable properties, &lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://www.homes-arlingtonheights.com/Arlington_Heights_racial_makeup_demographic_ethnic_info.html&quot;&gt;demographic and ethic make-up&lt;/a&gt; of the selected area(s), &lt;/li&gt;&lt;li&gt;information about DOM (days on the market), any previous offers and other history of the selected listings &lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br /&gt;Most of this information is exclusive to Realtors and their clients. At &lt;a href=&quot;http://www.homes-arlingtonheights.com/Arlington_Heights_IL_best_realtors_top_real_estate_agents_brokers.html&quot;&gt;Town &amp;amp; Country GMAC &lt;/a&gt;we understand that buying and selling a home can be stressful, time-consuming and sometimes overwhelming. How would your real estate experience improve if you had a skilled professional guiding and advising you every step of the way? At GMAC/Real Estate we have earned a nationwide average 94% Proven Satisfaction rating – the best in the real estate industry&lt;/p&gt;    &lt;p style=&quot;clear:both;&quot;&gt; 
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            <category domain="http://homeseller.vox.com/tags/">arlington heigts school report cards</category> 
            <category domain="http://homeseller.vox.com/tags/">realtors arlington heights</category> 
            <category domain="http://homeseller.vox.com/tags/">top rated school districts</category> 
            <category domain="http://homeseller.vox.com/tags/">top rated school in northwest suburban chicago</category>   
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            <title>Affordable, Adorable and Atractive</title>
            <link>http://homeseller.vox.com/library/post/6a00e398c309ae000500fad68cd3150004.html?_c=feed-rss-full</link>   
            <author>nobody@vox.com(HomeSeller)</author>
            <comments>http://homeseller.vox.com/library/post/6a00e398c309ae000500fad68cd3150004.html?_c=feed-rss-full</comments>
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            <pubDate>Sat, 19 Apr 2008 15:27:00 -0700</pubDate>         
            
            <description>    &lt;p&gt;&lt;a href=&quot;http://bp3.blogger.com/_P1VogtBbgIQ/SAoQT0GgVsI/AAAAAAAABY0/9DHABH8p0_A/s1600-h/Pic2.jpg&quot;&gt;&lt;img alt=&quot;&quot; id=&quot;BLOGGER_PHOTO_ID_5190979453087405762&quot; src=&quot;http://bp3.blogger.com/_P1VogtBbgIQ/SAoQT0GgVsI/AAAAAAAABY0/9DHABH8p0_A/s320/Pic2.jpg&quot; style=&quot;margin: 0pt 0pt 10px 10px; float: right; cursor: pointer;&quot; /&gt;&lt;/a&gt;&lt;span style=&quot;font-size:100%;&quot;&gt;&lt;span style=&quot;font-family: trebuchet ms;&quot;&gt;This home really makes the DIFFERENCE. Beatifully upgraded throughout this brick  ranch located in Arlington Heights most desirable school district. Solid  all-brick construction, brand-new windows, doors and attached 2.5-car garage. Tastefully decorated and professionally remodeled throughout. Main features  include new bathrooms, kitchen, electrical installation, plumbing and A/C  system. Enjoy spacious living/dinning room and modern kitchen with extra table  space. Gleaming hardwood floors throughout, great attention to detail and superb  materials make this home your #1 choice in the neighborhood! Please visit &lt;a href=&quot;http://www.homes-arlingtonheights.com&quot;&gt;this home&amp;#39;s website&lt;/a&gt; for more information including &lt;span style=&quot;font-weight: bold; color: rgb(204, 0, 0);&quot;&gt;school report cards&lt;/span&gt; and &lt;span style=&quot;font-weight: bold; color: rgb(204, 0, 0);&quot;&gt;up-to-date homes sales reports&lt;/span&gt; from Schiller Park and other northwest suburbs of Chicago&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;/p&gt;    &lt;p style=&quot;clear:both;&quot;&gt; 
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            <title>Real Estate News</title>
            <link>http://homeseller.vox.com/library/post/6a00e398c309ae000500fae8be5040000b.html?_c=feed-rss-full</link>   
            <author>nobody@vox.com(HomeSeller)</author>
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            <pubDate>Wed, 26 Mar 2008 20:42:00 -0700</pubDate>         
            
            <description>        &lt;p style=&quot;clear:both;&quot;&gt; 
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